2026 Win-Loss Predictions

Predicted records for every FBS team, reported as full probability distributions rather than single guaranteed outcomes. Each game is given a win-percentage chance based on roster strength, coaching, home field, and the gauntlet penalty for tough multi-week stretches: a team favored 90% is nearly automatic; a team favored 52% is essentially a coin flip. Add those per-game chances together to get how the season is most likely to play out.

The key thing to remember: a team favored in 12 close games rarely wins all 12. Stringing wins together compounds, so even the strongest teams usually drop a game or two they were favored to win. Teams are ranked by expected wins, with strength of schedule breaking ties: when two teams project for the same record, the one that earned it against the tougher schedule ranks higher. RPI (a blend of expected win percentage, opponent talent, and opponents' opponent talent) is shown alongside as an additional measure.

How to read each column:

  • SOS: opponent talent on a 0 to 1 scale. A 0.80 means the team faces opponents in the top fifth of FBS rosters. This is the tiebreaker between teams with equal expected wins.
  • RPI: a blended rating of win percentage and schedule strength. Higher is better. Shown as a secondary measure.
  • Stat W-L: average wins if you replayed the season many times. Captures fractional outcomes (a team favored in eight games by ~70% will average around 5.6 wins from those games).
  • W-L: the single most likely actual record (the peak of the bell curve). This is usually the most realistic single answer for "what will this team finish at."
  • P(undefeated): chance the team runs the table.
  • P(1 loss): chance the team finishes with exactly one loss.

The probability conversion was tuned against 1,625 FBS games from the 2024 and 2025 seasons; the win-percentages here are calibrated to match how often favorites in real games actually win.

#TeamSOSRPIStat W-LW-LP(undefeated)P(1 loss)
1Texas TechBig 120.7180.7669.58-2.4210-26.0%19.9%
2OregonBig Ten0.8140.7989.31-2.6910-24.1%15.8%
3MiamiACC0.7240.7559.28-2.729-33.9%15.4%
4IndianaBig Ten0.7650.7699.05-2.959-32.9%12.6%
5Penn StateBig Ten0.6830.7278.97-3.039-32.8%12.0%
6LSUSEC0.7770.7728.77-3.239-31.7%9.1%
7South CarolinaSEC0.7520.7638.71-3.299-31.7%8.8%
8PittsburghACC0.7180.7298.64-3.369-31.4%7.9%
9UNLVMountain West0.3100.5278.64-3.369-31.7%8.6%
10TexasSEC0.8330.7848.47-3.539-31.2%7.0%
11BYUBig 120.7860.7498.35-3.658-41.1%6.2%
12Notre DameIndependents0.7330.7238.32-3.688-40.9%5.8%
13SMUACC0.6630.6978.32-3.688-40.9%5.6%
14GeorgiaSEC0.8460.7838.30-3.708-40.9%5.4%
15ArizonaBig 120.7420.7268.18-3.828-40.6%4.3%
16Kansas StateBig 120.7160.7188.16-3.848-40.8%4.9%
17HawaiiMountain West0.4550.5778.10-3.908-40.7%4.6%
18Ohio StateBig Ten0.8270.7618.09-3.918-40.6%4.3%
19Ole MissSEC0.8480.7748.04-3.968-40.5%3.8%
20UtahBig 120.7020.7097.95-4.058-40.5%3.6%
21AuburnSEC0.8040.7557.93-4.078-40.4%3.4%
22VirginiaACC0.6670.6807.79-4.218-40.4%3.1%
23UCLABig Ten0.7320.7087.71-4.298-40.3%2.5%
24Western MichiganMAC0.4000.5427.70-4.308-40.3%2.6%
25MinnesotaBig Ten0.7540.7217.69-4.318-40.3%2.4%
26Kennesaw StateC-USA0.5000.5797.64-4.368-40.3%2.5%
27Texas StatePac-120.5200.6157.57-3.438-30.9%6.7%
28TroySun Belt0.4190.5357.52-4.488-40.2%2.1%
29Oklahoma StateBig 120.7890.7257.51-4.498-40.2%1.9%
30IllinoisBig Ten0.8140.7347.49-4.518-40.2%1.8%
31ArmyAAC0.3690.4787.48-5.528-50.1%0.6%
32OklahomaSEC0.8230.7437.40-4.607-50.2%1.8%
33UCFBig 120.7520.7047.31-4.697-50.2%1.5%
34FAUAAC0.4450.5417.30-4.707-50.2%1.5%
35UConnIndependents0.3620.5167.24-4.767-50.2%1.4%
36BuffaloMAC0.4540.5367.23-4.777-50.1%0.9%
37Eastern MichiganMAC0.4650.5497.17-4.837-50.1%1.2%
38HoustonBig 120.7700.7017.16-4.847-50.1%1.1%
39Boise StatePac-120.6070.6077.11-4.897-50.1%1.0%
40LouisvilleACC0.7740.7057.08-4.927-50.1%1.1%
41FIUC-USA0.4790.5367.07-4.937-50.1%1.1%
42New MexicoMountain West0.5120.5557.05-4.957-50.1%0.7%
43Appalachian StateSun Belt0.4130.4987.05-4.957-50.1%1.1%
44San Jose StateMountain West0.4460.5126.99-5.017-50.1%0.9%
45ULMSun Belt0.3990.5036.98-5.027-50.1%1.0%
46NC StateACC0.6510.6446.94-5.067-50.1%0.9%
47Texas A&MSEC0.8210.7236.86-5.147-50.1%0.6%
48MarylandBig Ten0.8040.7076.86-5.147-50.1%0.7%
49Fresno StatePac-120.5050.5586.80-5.207-50.1%0.7%
50RutgersBig Ten0.7770.6966.79-5.217-50.1%0.6%
51DelawareC-USA0.5360.5666.79-5.217-50.1%0.7%
52LibertyC-USA0.4600.5216.75-5.257-50.1%0.7%
53DukeACC0.7640.6846.73-5.277-50.0%0.6%
54Jacksonville StateC-USA0.4740.5296.73-5.277-50.0%0.5%
55TulaneAAC0.5330.5566.68-5.327-50.1%0.6%
56Old DominionSun Belt0.3940.4886.67-5.337-50.1%0.6%
57ClemsonACC0.8100.6996.65-5.357-50.0%0.4%
58TCUBig 120.8090.6976.61-5.397-50.0%0.4%
59UMassMAC0.4390.4956.60-6.407-60.0%0.1%
60AlabamaSEC0.8330.7156.56-5.447-50.0%0.4%
61Georgia SouthernSun Belt0.4870.5356.56-5.447-50.0%0.5%
62BaylorBig 120.7770.6896.55-5.457-50.0%0.4%
63TempleAAC0.4200.4866.47-5.536-60.0%0.4%
64MarshallSun Belt0.4490.5036.45-5.556-60.0%0.3%
65Georgia TechACC0.7600.6806.39-5.616-60.0%0.3%
66Ball StateMAC0.4320.5126.37-5.636-60.0%0.2%
67Coastal CarolinaSun Belt0.4010.4826.37-5.636-60.0%0.4%
68MemphisAAC0.4310.4826.35-5.656-60.0%0.3%
69TulsaAAC0.4780.5356.32-5.686-60.0%0.3%
70VanderbiltSEC0.7910.6966.29-5.716-60.0%0.2%
71UABAAC0.4040.4856.25-5.756-60.0%0.3%
72TennesseeSEC0.8340.7056.24-5.766-60.0%0.2%
73NorthwesternBig Ten0.8330.6996.23-5.776-60.0%0.2%
74Colorado StatePac-120.5530.5566.23-5.776-60.0%0.2%
75RiceAAC0.5600.5446.20-5.806-60.0%0.2%
76MissouriSEC0.8210.7046.18-5.826-60.0%0.2%
77ToledoMAC0.4220.4926.17-5.836-60.0%0.2%
78IowaBig Ten0.7550.6696.15-5.856-60.0%0.2%
79USFAAC0.3870.4636.09-5.916-60.0%0.2%
80Wake ForestACC0.7570.6556.04-5.966-60.0%0.2%
81Kent StateMAC0.6260.5766.04-5.966-60.0%0.1%
82North TexasAAC0.5970.5546.04-5.966-60.0%0.1%
83FloridaSEC0.8930.7206.02-5.986-60.0%0.2%
84Arkansas StateSun Belt0.4470.4886.00-6.006-60.0%0.2%
85WyomingMountain West0.3880.4585.99-6.016-60.0%0.1%
86Western KentuckyC-USA0.6200.5805.97-6.036-60.0%0.1%
87Utah StatePac-120.6060.5735.94-6.066-60.0%0.1%
88Florida StateACC0.8130.6805.92-6.086-60.0%0.1%
89Oregon StatePac-120.6010.5715.89-6.116-60.0%0.1%
90Georgia StateSun Belt0.4700.4915.87-6.136-60.0%0.1%
91NebraskaBig Ten0.7910.6685.85-6.156-60.0%0.1%
92USCBig Ten0.8170.6725.82-6.186-60.0%0.1%
93Southern MissSun Belt0.4270.4735.81-6.196-60.0%0.1%
94AkronMAC0.5490.5365.79-6.216-60.0%0.1%
95Arizona StateBig 120.8400.6855.78-6.226-60.0%0.1%
96LouisianaSun Belt0.4310.4745.78-6.226-60.0%0.1%
97South AlabamaSun Belt0.3730.4555.77-6.236-60.0%0.1%
98Air ForceMountain West0.3820.4425.70-6.306-60.0%0.1%
99New Mexico StateC-USA0.5390.5295.68-6.326-60.0%0.1%
100KansasBig 120.7950.6655.67-6.336-60.0%0.1%
101WashingtonBig Ten0.7920.6635.67-6.336-60.0%0.1%
102NavyAAC0.4720.4895.66-6.346-60.0%0.1%
103CincinnatiBig 120.7860.6585.63-6.376-60.0%0.1%
104East CarolinaAAC0.4040.4575.60-6.406-60.0%0.1%
105Miami (OH)MAC0.5320.5235.58-6.426-60.0%0.1%
106Michigan StateBig Ten0.7890.6575.56-6.446-60.0%0.1%
107KentuckySEC0.8370.6815.52-6.485-70.0%0.1%
108CharlotteAAC0.4760.4905.52-6.485-70.0%0.1%
109San Diego StatePac-120.5140.5105.41-6.595-70.0%0.0%
110Virginia TechACC0.7840.6455.39-6.615-70.0%0.0%
111Sam HoustonC-USA0.5720.5285.39-6.615-70.0%0.0%
112OhioMAC0.5070.4955.32-6.685-70.0%0.0%
113StanfordACC0.7870.6405.29-6.715-70.0%0.0%
114Bowling GreenMAC0.5110.5025.28-6.725-70.0%0.0%
115Iowa StateBig 120.7830.6425.27-6.735-70.0%0.0%
116James MadisonSun Belt0.3890.4245.27-6.735-70.0%0.0%
117WisconsinBig Ten0.7670.6365.21-6.795-70.0%0.0%
118Middle TennesseeC-USA0.4980.4925.18-6.825-70.0%0.0%
119North CarolinaACC0.7750.6335.17-6.835-70.0%0.0%
120Missouri StateC-USA0.6470.5565.15-6.855-70.0%0.0%
121PurdueBig Ten0.8200.6545.09-6.915-70.0%0.0%
122MichiganBig Ten0.8540.6655.07-6.935-70.0%0.0%
123Boston CollegeACC0.7910.6374.99-7.015-70.0%0.0%
124NevadaMountain West0.5180.4824.84-7.165-70.0%0.0%
125CalACC0.7470.6084.81-7.195-70.0%0.0%
126UTSAAAC0.5760.5084.76-7.245-70.0%0.0%
127West VirginiaBig 120.8100.6284.55-7.454-80.0%0.0%
128ColoradoBig 120.8430.6464.50-7.504-80.0%0.0%
129Northern IllinoisMAC0.5410.4864.50-7.504-80.0%0.0%
130Washington StatePac-120.6980.5644.46-7.544-80.0%0.0%
131Louisiana TechSun Belt0.5500.4854.45-7.554-80.0%0.0%
132ArkansasSEC0.8910.6574.19-7.814-80.0%0.0%
133UTEPC-USA0.5640.4934.16-7.844-80.0%0.0%
134Mississippi StateSEC0.8900.6504.00-8.004-80.0%0.0%
135Central MichiganMAC0.5570.4573.65-8.353-90.0%0.0%
136SyracuseACC0.7460.5633.46-8.543-90.0%0.0%